Dental Insurance – Hilliard, OH
Achieve a Healthy Smile with Your Dental Insurance
Dental insurance makes it easier than ever to get the high-quality services you need to ensure your natural smile lasts for a lifetime. Paying your monthly premiums gives you access to a comprehensive preventive plan designed to keep your teeth and gums healthy. In return, this lowers your overall dental expenses by reducing the need for a costly treatment over the years. Dr. Joe R. Joseph strives to provide his patients with the affordable, personalized solutions they need for a healthy smile. As an in-network dentist in Hilliard, he will help you achieve optimal oral health while staying within your budget.
How Dental Insurance Works
Paying your monthly premium and annual deductible allows you to enjoy multiple savings opportunities available to you during the calendar year. Depending on your specific policy, your benefits may include:
Your plan gives you a yearly limit to use toward restorative treatments after paying your deductible. At the end of the year, your policy expires and must be renewed. Any unused portion of your allowance will not carry over for accumulation. To help you stay within your limits, we work on your behalf with the insurance company, even if we must split treatments across the calendar year.
Medical Insurance vs. Dental Insurance
Medical insurance focuses on treating illness or injury after a problem has developed. Dental insurance places a greater emphasis on prevention to reduce the need for many common treatments, like fillings or periodontal therapy. This lowers your overall dental costs. In fact, every $1 spent on prevention can save you $8 to $50 on restorative and emergency treatments.
In-Network vs. Out-of-Network
As your dentist in Hilliard, Dr. Joseph is proud to accept both in-network and out-of-network patients. He will help you make the most of your coverage.
Your insurance company recommends you visit an in-network dentist because they have pre-negotiated rates with one another to reduce the amount you need to pay out-of-pocket. Dr. Joseph is proud to be in-network with many leading PPO carriers, including:
- Delta Dental
You still have the freedom to choose any dentist who accepts your insurance, even if they are out-of-network. You can still use your PPO plan, but you will need to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Schedule an Appointment Today!
It is no secret dental insurance is pretty confusing, which is one reason only 3% of Americans meet or exceed their annual allowance each year. We do not want to see your benefits wasted, or you miss key opportunities to maintain a healthy smile. Our team works on your behalf with the insurance carrier to file the necessary claims and paperwork, so you have one less thing to worry about. We take the time to explain how you can use your coverage to get the healthy smile you deserve.
If you need an appointment, or you have questions about your dental insurance, contact our office today.